We are dedicated to making sure your home purchase or refinance experience is the best.
We have many loan and mortgage products that we can tailor to your specific needs with quality service and individual attention.
Using technology, you can submit a complete online, secure loan application or pre-qualify for a home loan. We can then evaluate with you the different financing options you available to you. This way we can get you the right mortgage at the right rate.
We have special loan programs for many people including veterans, law enforcement, senior citizens, and others. Let's see if you qualify.
When you see a home you really want, don't wait. Make an offer, it usually does not obligate you to buy the home, especially if you have contingencies, like getting final loan approval and your approval of a property inspection.
Although you can usually cancel an offer to purchase based on contingencies like loan approval, many home sellers require lender pre-approvals from a home buyer before they will consider an offer.
If your serious about looking for a home, we need to get you pre-approved. Don't let someone else buy your dream home just because you didn't plan ahead.
If you are retiring and looking to sell your larger home and downsize into a new retirement home, we have special financing programs that can include no monthly mortgage payments.
Reverse mortgages for refinance
Reverse mortgages for purchase
Reverse mortgages for lines of credit
Home equity line of credit loans
Home equity participation programs
Hard money loans
Saving clients money
Working with multiple lenders, escrow and title companies
Commercial property financing
Real estate legal issues as an lawyer
Know San Diego County and was raised in La Jolla and the beach areas
Mortgage loan officer for over 15 years (NMLS1431930)
California real estate broker for over 40 years (CalDRE00304497)
California real estate lawyer over 35 years (CalBAR106463)
California general contractor over 35 years (CSLB339950)
I am personable, take care of my clients, and they love me for it!
Memberships & Services
Zillow Mortgage Team
National Association of Mortgage Brokers (past)
Credit Technologies, Inc
San Diego Association of Realtors
National Consumer Reporting Association (past)