Let the Zillow Mortgage Team find your dream loan to go with your dream home

Realize you dream loan with Robert Weaver, San Diego Mortgage Broker
Open today until 6:00 PM
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Testimonials

8 months ago
My wife and I found Bob Weaver with a Google Search because we needed an attorney to deal with a disreputable contractor that was trying to extort us for purported work he had done on investment real property we owned in San Diego. This legal work to stop this illegal activity was way beyond what we were expecting. He is good! At the time we lived in another state but we told Bob that we were going to move to San Diego and buy a new home. He offered to help us with our home search as our real estate broker and with the mortgage as our loan officer. He also offered some additional benefits because we were his legal clients as well. Bob is very pleasant and friendly to work. We especially appreciated his customized search program that saved us time and energy in finding the home of our dreams. He was always available to show us properties. In the purchase process, he always had our interests in mind. When our offer was accepted, the process of escrow and all the paperwork that was req...
- Daniel S
8 months ago
Bob helped me buy and finance my dream home. It was a pleasure to work with him. The process of finding my dream home took over six month and Bob was always ready, right away, to show me the properties I wanted to see. When I looked at a home that just came on the market, I loved it and Bob put an offer in right away. We got in before other potential buyers had a chance and my offer was accepted contingent on a loan. I had just started a new business and that seems to have scared off some lenders but Bob was able to help me find the right lender that provided me with a mortgage. With Bob's good work and diligence paid off for me. Thank you Bob!
- Tran A

The Qualification Process

HAVE THE BEST HOME LOAN EXPERIENCE

We are dedicated to making sure your home purchase or refinance experience is the best.

We have many loan and mortgage products that we can tailor to your specific needs with quality service and individual attention.

Using technology, you can submit a complete online, secure loan application or pre-qualify for a home loan. We can then evaluate with you the different financing options you available to you. This way we can get you the right mortgage at the right rate.

We have special loan programs for many people including veterans, law enforcement, senior citizens, and others. Let's see if you qualify.

When you see a home you really want, don't wait. Make an offer, it usually does not obligate you to buy the home, especially if you have contingencies, like getting final loan approval and your approval of a property inspection. 
 
Although you can usually cancel an offer to purchase based on contingencies like loan approval, many home sellers require lender pre-approvals from a home buyer before they will consider an offer.

If your serious about looking for a home, we need to get you pre-approved. Don't let someone else buy your dream home just because you didn't plan ahead.

If you are retiring and looking to sell your larger home and downsize into a new retirement home, we have special financing programs that can include no monthly mortgage payments.

Specialties
Purchase loans
Refinance loans
Reverse mortgages for refinance
Reverse mortgages for purchase
Reverse mortgages for lines of credit 
Home equity line of credit loans
Home equity participation programs
Probate loans
Luxury loans 
Hard money loans
Financing issues
Legal issues
Complex transactions
Saving clients money
Working with multiple lenders, escrow and title companies

Expertise
Home financing 
Commercial property financing 
Real estate legal issues as an lawyer
Know San Diego County and was raised in La Jolla and the beach areas

Credentials
Mortgage loan officer for over 15 years (NMLS1431930, 1476841)  
California real estate broker for over 40 years (CalDRE00304497)
California real estate lawyer over 35 years (CalBAR106463)
California general contractor over 35 years (CSLB339950)

Accomplishments
I am personable, take care of my clients, and they love me for it!

Memberships & Services
Zillow Mortgage Team
National Association of Mortgage Brokers (past)
Credit Technologies, Inc
San Diego Association of Realtors
National Consumer Reporting Association (past)


YOUR MORTGAGE PRE-QUALIFICATION AND PRE-APPROVAL PROCESS

As Bob Weaver, a Mortgage Loan Consultant, I offer you, through Mortgage Preflight, the opportunity to find out your mortgage FICO credit scores and a credit report. These scores are used are applicable to you in applying for a real estate mortgage.

To get your FICO scores directly, you can click in the Mortgage Preflight link here:
https://setup.mortgagepreflight.com/Order/Index?UID=fe657296-736a-40f1-b44d-373a74707c50 
When you get to the website, now click on the MORE button just below my name to read about the process. When you get your three credit scores, I will also be notified that I can send you a complete credit report. This is the same credit report I can use to get you the loan you need. I will forward a copy of that report directly to you. The cost for this service and the mortgage credit report is $44.90 payable by credit card to the credit reporting company.

This credit report includes scores from all three credit bureaus and is good for mortgage use for 90 days. It is considered a hard inquiry that may lower your future credit score by a few points for a while. 

If you want a free credit report from one credit bureau that cannot be used by lenders for mortgage purposes go to https://www.freecreditreport.com.

There are several steps to obtaining a loan:

1. Mortgage pre-qualification (available even if you do not have a specific property) gives you a general idea of the home price range you can afford. In this process you supply information to me about your credit score, assets, income, and expenses one of two ways, either:

(a) using the secure website:
https://blink.mortgage/app/login/partner/7K6AN8AL

OR  (b) I can interview you over the telephone (not as complete as the online information).

2. Loan pre-approval comes from a specific lender (available even if you do not have a specific property). The lender needs more definite information about you. I go to different lenders to get you the best deal. I will need, at a minimum:

(a) an application completed at this secure website: https://blink.mortgage/app/login/partner/7K6AN8AL

(b) a mortgage credit report on you (through Mortgage Preflight), and
https://setup.mortgagepreflight.com/Order/Index?UID=fe657296-736a-40f1-b44d-373a74707c50 
 
(c) (i) your last two years' tax returns and W-2s, (ii) thirty days of pay stubs, and (iii) sixty days of bank account statements.

3. Additional information may be needed, especially if you are self-employed. 

4. This information will be used by me to go to several lenders to get you the best possible loan for your fact situation.

Please contact me for any questions.

Bob Weaver  858-488-4433  bob@bweave.com 
4725 Mercury St. #210, San Diego, CA 92111​​
Lawyer CalBAR106463 LinkedIn  www.bweave.com
Zillow Premier Realtor CalDRE​00304497 



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  • (858) 488-4433

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4725 Mercury Street
Suite 210
San Diego, CA 92111
United States

Business Hours

Mon:10:00 AM – 6:00 PM
Tue:10:00 AM – 6:00 PM
Wed:10:00 AM – 6:00 PM
Thu:10:00 AM – 6:00 PM
Fri:10:00 AM – 6:00 PM
Sat:Closed
Sun:Closed
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